MIRACL Trust® Zero-Factor Authentication

Discover Stronger, Safer, Scalable Security


Zero-Factor Authentication

MFA for Smartphone and Browser authentication


A Simple PIN Beats Any Password

  • No complicated passwords to remember
  • No password database breach possible
  • No credentials sent across web
  • No credentials stored in cloud
  • No hardware tokens or SMS messages

Simple and Seamless

Easy on-boarding through fast workflows / 24x7 Support

Super Security

Authentication credentials are never stored or sent in whole form

Works Well with Others

Implement into any iOS or Android client app easily

Business Benefits

  • Stronger: Eliminates largest security threat: password database
  • Affordable: Secures all users : employees, customers, contractors
  • Easy to Use: Simple to activate and manage at Internet scale
Tech City Bank Authenticating with MIRACL Trust

“Protecting the person online and giving them a good user experience of the services they are using is a key goal for us as a business. MIRACL is a pioneering company that helps us achieve that”.

Nick Mothershaw, UK&I Director of Identity and Fraud, Experian.

STRONGER Authentication

Multi-Factor Means Stronger

Strong authentication means a user provides two or more of the following when requesting access:

  • Something only the user has (a token in mobile app)
  • Something only the user knows (a 4 digit pin)
  • Somewhere the user is (a known time or place)

For maximum security you should ideally authenticate with something you know, something you have, and something you are. Typically that would be a password, a physical device of some sort, and a biometric like a fingerprint. For the moment the industry appears to be content with just two factor authentication, which could be any two out of these three.



MIRACL Trust® ZFA Means Safer

Zero-Factor authentication (ZFA) means that a user proves knowledge and possession without exchanging or sending any credentials with a server database (unlike passwords and current two-factor authentication).

Verification process with zero-knowledge authentication 

MIRACL Trust® ZFA platform is a cloud-based service that provides secure, Zero-Factor Authentication to employees, partners, and external users without sending authentication credentials across the web for storage in the cloud. Which means it can’t be compromised.

Fast Facts About MIRACL Trust® ZFA:

  • MIRACL provides security solutions for better authentication across all devicesProvides better security: without the need for credentials, such as usernames, passwords and OTP seeds, to be sent across the web, or stored on a mobile device.
  • Affordable: Significantly lower total cost of ownership than hardware tokens and authentication-as-a-service offerings. Clients provision users as needed, billed only for usage.
  • Easy to implement: As a cloud-based service, ZFA is simple to activate deploy, and on-board users at scale. Clients can be live within minutes.
  • Can be extended into any desktop or mobile application via open source, Apache Licensed developer SDKs for iOS, Android, C# and other web languages.
  • Meets regulatory compliance: zero-factor authentication solution for regulated industries, such as finance, government and healthcare, since credentials are not stored in the cloud.
  • Scalable: secure authentication to all customers, employees and partners who power a company’s business, for less than the monthly cost of sending a few SMS messages to a single user in a month.
  • Simple to administer: Manage service delivery channels, billing, and users through one simple ZFA web dashboard.
  • Improved end-user experience: A simple 4-digit PIN is all the end user has to remember, and can be used across all applications and identities that the end user needs to gain access to.


MIRACL Trust® Meets Security Requirements for Regulated Industries



  • Students:
    enrollment and course registration
  • Administration:
    business apps and personnel

Health / Pharma

  • Patients / Doctors:
    individual healthcare records
  • Researchers / Employee:
    intellectual property


  • Citizens:
    accessing government services online
  • Contractors:
    bidding and billing processes


  • Users:
    content access easily from anywhere
  • Employees:
    no unauthorized credential sharing
Regulated Industry Needs (Banking. Healthcare, Government) MIRACL Trust® ZFA
No password database breach possibility
Scales security to external users
Easy to procure / manage / deploy
No up-front investment
Easy experience for end users

5 Minutes to try MIRACL Trust® ZFA

Set Up and Securely Log In as a Tech City Bank Demo User

MFA Banking Demo: Step 1

Customer enters PIN to complete login on phone.

MFA Banking Demo: Step 2

Customer opens browser to begin a web session.

MFA Banking Demo: Step 3

Customer scans code on web page, enters PIN to complete.

MFA Banking Demo: Step 4

Customer securely connected to web session.

Try MIRACL Trust® as a Banking User